Protecting Your Maritime Operations

Fixed Premium P&I is a category of Protection & Indemnity insurance that offers predetermined premiums rather than the variable, call-based premiums of mutual P&I clubs. This provides budget certainty for shipowners while still offering comprehensive liability coverage. It has become increasingly popular over the past 20-25 years, particularly for smaller vessel owners.

We specialize in vessels under 10,000 gross tons that mainly trade in local and regional waters. This includes coastal traders, fishing vessels, tugs, barges, small tankers, passenger ferries, yachts, and various service vessels. Our focus is on the smaller owner/operator segment that has been traditionally underserved by International Group P&I Clubs.

Our Consortia provides up to USD $25 million in capacity. Coverage limits are tailored to individual requirements and can be adjusted based on vessel type, trading area, and regulatory requirements. We can provide limits appropriate for compliance with various international conventions and local regulations.

A Blue Card is proof that a shipowner has insurance coverage meeting the liability requirements set out in various IMO conventions. Yes, we issue Blue Cards including Bunker Convention Blue Cards, which are required for vessels docking at ports in participating countries. The Blue Card allows shipowners to obtain their Certificate of Insurance from their flag state.

We provide 24/7, 365-day claims support. Shipowners have direct telephone and email access to report claims immediately. Claims are managed through our experienced Third-Party Administrator in conjunction with our underwriting team. Prompt notification is essential for effective claims handling, and your broker will be involved at an early stage.

We operate across five strategic regions: Europe (including Turkey and Eastern Europe), Middle East, Far East & Asia Pacific (including China, Malaysia, and Indonesia), Central Asia (including the Caspian Sea region), and Rest of World (including Oceania and Africa). Each region has dedicated underwriting focus and local market relationships.

Contact us through this website or speak with your insurance broker. For new accounts, we require completion of our risk proposal form or a full risk breakdown. In some cases, a pre-entry survey may be required at the client's cost to assess vessel condition and maintenance standards. We respond to quote requests within 48 hours.

Our coverage is designed to meet requirements under key IMO conventions including: the Convention on Limitation of Liability for Maritime Claims (LLMC), International Convention on Civil Liability for Bunker Oil Pollution Damage, Nairobi Convention on Removal of Wrecks, Athens Convention (PAL) for passenger vessels, and various pollution prevention conventions.